Costs of IVF

Melbourne IVF treatment cycle costs and all aspects of treatment

At Melbourne IVF, we provide access to world-class fertility treatment and advanced science.

Melbourne IVF invests in research to improve your outcomes and offer the latest evidence-based treatment.

The following table provides an estimate of expected out-of-pocket costs for fertility treatment at Melbourne IVF for a couple who have already reached the Medicare Safety Net threshold during the calendar year in which they are undertaking fertility treatment, and who have private health insurance.

    Treatment Costs correct as of 1st of October 2023Cycle payment (treatment)Estimated out of pocket costs for an initial cycle in a calendar yearEstimated out of pocket costs for a subsequent cycle in a calendar year
    IVF cycle $11,157approx. $5,475approx. $4,840
    ICSI cycle $12,312approx. $6,118approx. $5,483
    Frozen embryo transfer (FET) $3,842approx. $2,000
    Intrauterine Insemination (IUI) $2,239approx. $1,500

    Elective Egg Freezing Costs

    Egg freezing treatment cycle$4,395
    Initial 12 month storage$550

    Additional Items

    Below are additional items that may be relevant to your treatment cycle. Prior to treatment with us, we will share a full breakdown of costs specific to your individual circumstances. 

    Ongoing Egg or Embryo Storage (per 6-months)$275
    Hospital Bed Fee for Egg Collection$1,395
    Hospital Bed Fee for Embryo Transfer$655
    Anaesthetist$300 - $600
    IVF Pharmacy - Medications Listed with Pharmaceutical Benefits SchemeApproximately $30.00 per script (cycles may have multiple prescriptions)
    Additional Medications prescribed Not listed with Pharmaceutical Benefits SchemeApproximately $100 - $800 per script
    Elective Egg Freeze MedicationApprox $1500 - $3000

    *Please note medication for elective egg freeze is not covered under PBS (Pharmaceutical Benefits Scheme). Patients are required to pay for their medication at the time of their collection from the pharmacy.

    Artificial intelligence embryo selectionNo additional charge
    Continuous culture mediumNo additional charge
    Electronic Identity System (RFID)No additional charge

    Figures quoted correct as of 1st of October, 2023 and are estimates only. 

    There are no hidden fees in the IVF costs outlined above, which include:

    • Management of the treatment cycle which covers all specialist/nursing consultations, ultrasound scans, and blood tests during the treatment cycle, standard laboratory scientific techniques and on-going supportive counselling while in treatment (Item No 13209)
    • Egg collection procedure (Item No 13212)
    • Embryo transfer procedure and the first pregnancy blood test and early pregnancy care support (Item No 13215)

    Pre-treatment expenses

    Fertility specialist consultation and initial tests

    The first step in any treatment plan is to consult a Melbourne IVF fertility specialist who will assess your medical history and determine what is most appropriate for your individual circumstances. There is a Medicare rebate for this initial consultation. Please check with your chosen fertility specialist with regards to the out of pocket fee that you can expect.

    Before you begin treatment your fertility specialist may request some further investigations, such as blood tests (many of these are bulk-billed), semen analysis or ultrasound tests. For tests that are not bulk-billed, you may be able to claim part of these costs back through Medicare.

    New patient appointments

    If your fertility specialist recommends in vitro fertilisation (IVF) or artificial insemination (IUI) you will need to attend a series of new patient information appointments. At these, we tell you what you need to know about your upcoming treatment. 

    New patient appointments include:

    • Mandatory counselling: with both partners (as required by Victorian law), to help you consider any issues that may arise in your upcoming treatment, and to sign mandatory consent forms
    • New patient information: a session with a fertility nurse who explains the IVF cycle (with any specific medications your doctor has ordered for you), teaches you injections techniques and discusses your medications.
    •  Patient liaison administration: to explain the costs associated with your treatment, estimated Medicare rebates and the role of private health care insurance.

    IVF medications & day surgery fees


    While most IVF medications are covered by Medicare, some are not. This will be discussed with you by our Patient Liaison Administrator. Our East Melbourne clinic hosts a pharmacy on-site offering a personalised, quick and convenient service.

    Day surgery fees

    Hospital bed fees and anaesthetic fees associated with the egg collection and embryo transfer procedures for IVF/ICSI treatments (including frozen embryo transfer cycles) are not included in the IVF cost table. Private hospital insurance may cover some or all of these costs, and we advise you to check with your private health fund.

    When you have IVF treatment at our East Melbourne clinic, you are admitted to East Melbourne Specialist Day Hospital (EMSDH) .  When contacting your private health fund provider, please quote item numbers 13212 (egg collection) and 13215 (embryo transfer) – these apply to all day hospital locations.

    If you do not have private insurance, the cost of your procedure will vary depending on the day hospital where the procedure is performed and the anaesthetist. As a guide, you can expect to pay up to $1,395  for the day hospital admission costs. The anaesthetist fee is approximately $300 - $600 and a Medicare rebate will apply.

    PGT & advanced science costs

    *This fee is a per embryo cost, with a maximum fee for cryopreserved embryos from one stimulated IVF cycle capped at $6,300 for up to 10 embryos.

    Medicare rebate may apply. 

    PGT-A is capped at $5,250 and PGT-SR is capped at $5,600.

    There is no Medicare rebate associated with PGT-A, PGT-M or PGT-SR. However, your final costs may vary depending on your individual circumstances.

    If your treatment involves advanced diagnostics, including Preimplantation genetic testing (PGT) or Preimplantation genetic screening (PGT-A) these services are charged in addition to your IVF treatment cycle costs.

    ServiceCostMedicare Rebate
    PGT - M (Karyomapping)$750*Nil
    PGT - A (Embryo Screening)$750*Nil
    PGT - SR (structural rearrangements)$750*Nil
    Preconception screening$750 per person $1,400 as a coupleNil

    For information on other advanced science treatments or programmes, including social egg freezing, international patients or treatment using an egg, sperm or embryo donor, or with a surrogate, please contact our Public Liaison Administrator on 1800 111 483 or fill in the form below.

    Payment for treatment

    All patients are required to pay for treatment upon commencement of their cycle. We are pleased to be able to submit claims to Medicare on behalf of patients the day after embryo transfer. You can then expect to receive your Medicare rebate back within 3-5 business days. 

    Can I access superannuation to pay for IVF?

    For some patients, accessing your super fund may be the only option to assist you with payment of your IVF treatment. SuperCare, an external services provider assists both individuals and their families access their superannuation to cover the cost of medical treatment.

    SuperCare can facilitate funding required for various fertility treatments including:

    SuperCare’s primary goal is to help create and support healthy families by relieving the financial stress and burden when undergoing fertility treatment. Patients using SuperCare’s service are supported through each step of the application process by a dedicated consultant, helping facilitate an easy and efficient result.

    To find out more about SuperCare and to make an enquiry, visit the SuperCare website

    IVF Cost Melbourne FAQs

    How much is IVF in Victoria, Australia?

    With Melbourne IVF, out of pocket costs for an initial IVF cycle in a calendar year are estimated to be around $6,000.

    Is IVF free in Victoria?

    IVF is not free in Victoria, with most patients having to pay out of pocket costs. However, private health insurance and Medicare may cover a portion of IVF treatment costs.

    Is IVF covered by Medicare Australia?

    Medicare in Australia may help patients conceive by covering fertility treatments and assisted reproductive treatments such as IVF. Learn about the Medicare Safety Net as it may help reduce your out-of-pocket costs once you reach a threshold.

    How much does insemination cost in Australia?

    At Melbourne IVF, IUI insemination costs approximately $1,500 out of pocket for each cycle. Without Medicare coverage, IUI insemination may cost up to $2,239.