Costs of IVF
At Melbourne IVF, we provide access to world-class fertility treatment and advanced science.
Melbourne IVF invests in research to improve your outcomes and offer the latest evidence-based treatment.
- How much does IVF cost?
Melbourne IVF treatment cycle costs cover all aspects of treatment
The following table provides an estimate of expected out-of-pocket costs for fertility treatment at Melbourne IVF for a couple who have already reached the Medicare Safety Net threshold during the calendar year in which they are undertaking fertility treatment, and who have private health insurance.
IVF Treatment Your Estimated Out-Of-Pocket Costs (minimum) subject to Medicare rebate Initial stimulated IVF cycle $4,795.10 > Subsequent stimulated IVF cycle $4,233.60 Initial stimulated IVF cycle with ICSI $5,412.85 > Subsequent stimulated IVF cycle with ICSI $4,851.35 Frozen embryo transfer (thaw cycle) $1,687.21 Intrauterine insemination (IUI) cycle $1,367.55
Figures quoted correct as at 1 August 2017 and are estimates only.
There are no hidden fees in the IVF costs outlined above, which include:
- Management of the treatment cycle which covers all specialist/nursing consultations, ultrasound scans, and blood tests during the treatment cycle, standard laboratory scientific techniques and on-going supportive counselling while in treatment (Item No 13209)
- Egg collection procedure (Item No 13212)
- Embryo transfer procedure and the first pregnancy blood test and early pregnancy care support (Item No 13215)
- Pre-treatment expenses
Fertility specialist consultation and initial tests
The first step in any treatment plan is to consult a Melbourne IVF fertility specialist who will assess your medical history and determine what is most appropriate for your individual circumstances. There is a Medicare rebate for this initial consultation. Please check with your chosen fertility specialist with regards to the out of pocket fee that you can expect.
Before you begin treatment your fertility specialist may request some further investigations, such as blood tests (many of these are bulk-billed), semen analysis or ultrasound tests. For tests that are not bulk-billed, you may be able to claim part of these costs back through Medicare.
New patient appointments
If your fertility specialist recommends in vitro fertilisation (IVF) or artificial insemination (IUI) you will need to attend a series of new patient information appointments. At these, we tell you what you need to know about your upcoming treatment.
New patient appointments include:
- Mandatory counselling: with both partners (as required by Victorian law), to help you consider any issues that may arise in your upcoming treatment, and to sign mandatory consent forms
- New patient information: a session with a fertility nurse who explains the IVF cycle (with any specific medications your doctor has ordered for you), teaches you injections techniques and discusses your medications.
- Patient liaison administration: to explain the costs associated with your treatment, estimated Medicare rebates and the role of private health care insurance.
- IVF medications & day surgery fees
While most IVF medications are covered by Medicare, some are not. You should allow up to $500 for medication for each treatment cycle. However, this may be significantly less, depending on your treatment.
Our East Melbourne clinic hosts a pharmacy on-site offering a personalised, quick and convenient service.
Day surgery fees
Hospital bed fees and anaesthetic fees associated with the egg collection and embryo transfer procedures for IVF/ICSI treatments (including frozen embryo transfer cycles) are not included in the IVF cost table. Private hospital insurance may cover some or all of these costs, and we advise you to check with your private health fund.
When you have IVF treatment at our East Melbourne clinic, you are admitted to East Melbourne Specialist Day Hospital (EMSDH), Royal Women's Hospital, Waverley Private Hospital Day Procedure Centre or the Wyndham Clinic Private Hospital as a patient. When contacting your private health fund provider, please quote item numbers 13212 (egg collection) and 13215 (embryo transfer) – these apply to all day hospital locations.
If you do not have private insurance, the cost of your procedure will vary depending on the day hospital where the procedure is performed and the anaesthetist. As a guide, you can expect to pay up to $1,150 for the day hospital egg collection procedure and $560 for the embryo transfer procedure. The anaesthetist fee is approximately $250-$300 and a Medicare rebate will apply. If you are having your procedure at the Royal Women’s Hospital, your Patient Liaison Administrator will discuss these costs with you.
- PGT & advanced science costs
Service Cost Medicare Rebate PGT - M (Karyomapping) $700* Nil PGT - A (Embryo Screening) $700* Nil PGT - SR (structural rearrangements) $700* Nil Preconception screening $750 per person $1,400 as a couple Nil
*This fee is a per embryo cost, with a maximum fee for cryopreserved embryos from one stimulated IVF cycle capped at $2,460 for up to 10 embryos.
PGT-A and PGT-SR are capped at $3,995.
There is no Medicare rebate associated with PGT-A, PGT-M or PGT-SR. However, your final costs may vary depending on your individual circumstances.
Service Cost Medicare Rebate Sperm freezing per sample $310 Nil Sperm, egg and embryo storage (6 months) $250 Nil Time-lapse imaging $495 Nil
- Payment for treatment
All patients are required to pay for treatment upon commencement of their cycle. We are pleased to be able to submit claims to Medicare on behalf of patients the day after embryo transfer. You can then expect to receive your Medicare rebate back within 3-5 business days.
Can I access superannuation to pay for IVF?
For some patients, accessing your super fund may be the only option to assist you with payment of your IVF treatment. SuperCare, an external services provider assists both individuals and their families access their superannuation to cover the cost of medical treatment.
SuperCare can facilitate funding required for various fertility treatments including:
- Donor programme services (including donor sperm and eggs)
- Fertility preservation (including egg freezing)
- Obstetrics & Gynaecology
- Women's Health
SuperCare’s primary goal is to help create and support healthy families by relieving the financial stress and burden when undergoing fertility treatment. Patients using SuperCare’s service are supported through each step of the application process by a dedicated consultant, helping facilitate an easy and efficient result.
To find out more about SuperCare and to make an enquiry, visit the SuperCare website.