IVF Payment Options | Melbourne IVF

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The Melbourne IVF Patient Portal is exclusively made available to Melbourne IVF patients, to allow them to share their experiences and support each other through their fertility treatments.

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This section of the Melbourne IVF website is made exclusively available to GPs, Obstetricians and Gynaecologists.

For more information, please contact us.

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1800 111 483
Existing Patients
03 9473 4444
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Payment Options

At Melbourne IVF, we want to make fertility treatment as accessible and affordable as possible for all patients. We also offer a range of payment options to ensure that patients who pay by credit card, and have registered their bank details with Medicare, receive their Medicare rebate within three to five working days following embryo transfer.

For a comparison of the different payment plan options, available review our payment timelines here.

Credit Card Debit Authorisation Form

If you choose the ‘no upfront fees’ or 50:50 payment options, you will need to return a completed Credit Card Authorisation Form to your Patient Liaison Administrator before you begin your cycle. We do not charge any fees on top of the credit card payments we process. 

Storage Fees Direct Debit Authorisation Form

You can now pay via direct debit of storage invoices for embryos, eggs and sperm. You will need to return a completed Storage Fees Credit Card Authorisation Form to your Patient Liaison Administrator. We do not charge any fees on top of the credit card payments we process. 

‘No upfront’ payment option

This option reduces the amount of time you are out of pocket for treatment. Using a credit card, you pay for treatment at egg collection (up to four weeks after starting treatment for some IVF cycles) and we will lodge your Medicare claim within 48 to 72 hours following embryo transfer.

50:50 payment option

With this payment plan, you can pay 50% of the total cost of the treatment cycle at the start – either on or before day one. The second payment is deducted from your credit card on the day before egg collection. There is no additional administration fee for using this option.

You can only use the 50:50 payment option to pay for treatment cycle fees if you organise payment on or before day one of your menstrual cycle. You cannot pay new patient administration fees or management fees in this way.

Full upfront payment option

If you prefer, you can pay in full for your treatment when you start. This means you pay the full cost of your treatment cycle, and any additional new patient administration fees or management fees, on or before day one of your menstrual cycle.

Gap Only Payment

The GAP only payment option can reduce your initial upfront cost to access treatment. This GAP payment option means we can claim part of your cycle cost directly from Medicare to reduce the upfront fee you are required to pay before or during your treatment cycle. The GAP option is available for the ‘no-upfront’, ‘50:50’, or ‘full upfront’ payment plans, allowing your fertility treatment to be more accessible for you.

Can I access superannuation to pay for IVF?

For some patients, accessing your super fund may be the only option to assist you with payment of your IVF treatment. SuperCare, an external services provider assists both individuals and their families access their superannuation to cover the cost of medical treatment.

SuperCare can facilitate funding required for various fertility treatments including:

  • IVF
  • Donor program services (including donor sperm and eggs)
  • Fertility preservation (including egg freezing)
  • Endometriosis
  • Obstetrics & Gynaecology 
  • Women's Health

SuperCare’s primary goal is to help create and support healthy families by relieving the financial stress and burden when undergoing fertility treatment. Patients using SuperCare’s service are supported through each step of the application process by a dedicated consultant, helping facilitate an easy and efficient result.

To find out more about SuperCare and to make an enquiry, visit the SuperCare website

Patient Assistance Travel Scheme (Rural Patients)

Financial assistance is available for patients living outside metropolitan Melbourne, through the Victorian Government Patient Transport Assistance Scheme (VPTAS).

If you live in a designated rural area and are undergoing treatment at Melbourne IVF, you may be eligible for travel and accommodation costs. 

For further information visit VPTAS or speak with one of our Patient Liaison Administrators on (03) 9473 4444.

 

More information on costs and payments:

>  Medicare rebates
>  Fertility treatment costs
>  Health fund cover for IVF
Making payments online (existing patients)

 

 

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